Terms of Service

Last Updated: 14 November 2025

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING PERSONACORE.

1. ACCEPTANCE OF TERMS

These Terms of Service ("Terms") constitute a legally binding agreement between you and PersonaCore Ltd ("PersonaCore", "we", "us", or "our"), a company registered in England and Wales with registered office at Garden Lodge, 135 Marsland Road, Sale, M33 3NZ, United Kingdom.

By accessing or using PersonaCore, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use our services.

2. DEFINITIONS

3. DESCRIPTION OF SERVICES

PersonaCore provides a platform that enables:

4. ELIGIBILITY AND ACCOUNT REGISTRATION

4.1 Age Requirement

You must be at least 18 years old to use PersonaCore. By using our services, you represent and warrant that you are at least 18 years of age.

4.2 Account Security

You are responsible for:

5. CREATOR-SPECIFIC TERMS

5.1 Creator Onboarding

To become a Creator, you must:

5.2 Creator Pricing

Flexible Subscription Pricing:

  • Price Range: Creators may set their monthly subscription price between £5 and £50
  • Default: £5 per month (recommended for new creators)
  • Price Setting: Set during onboarding, applies to all fans
  • Price Changes: Contact support@personacore.io

5.3 Revenue Sharing - Tiered Commission Model

Tier 1 (0-2,500 Active Subscribers):

  • 35% commission / 65% creator payout
  • Example: £5/month = £3.25 payout
  • Example: £10/month = £6.50 payout
  • Example: £20/month = £13.00 payout
  • Example: £50/month = £32.50 payout

Tier 2 (2,501+ Subscribers):

  • 30% commission / 70% creator payout
  • Example: £5/month = £3.50 payout
  • Example: £10/month = £7.00 payout
  • Example: £20/month = £14.00 payout
  • Example: £50/month = £35.00 payout

Tier Evaluation: Last day of each month at 11:59 PM UTC

5.4 Creator Payouts

6. FAN-SPECIFIC TERMS

6.1 Subscriptions

6.2 Fan Conduct

Fans must not:

7. PAYMENT TERMS

7.1 Payment Processing

All payments are processed securely through Stripe. You must provide valid payment information. Prices are stated in British Pounds (GBP) and include applicable VAT.

7.2 Refund Policy

  • Creator Setup Fee: Non-refundable under all circumstances
  • Fan Subscriptions: No refunds for partial months
  • Subscription cancellations take effect at the end of the current billing period
  • Refunds may be issued at PersonaCore's sole discretion for technical failures

8. INTELLECTUAL PROPERTY RIGHTS

8.1 PersonaCore IP

PersonaCore owns all rights to the Platform, including all software, code, technology, branding, and AI training algorithms.

8.2 Creator IP

Creators retain ownership of their original personality traits and biographical information. By using PersonaCore, Creators grant us a worldwide, non-exclusive, sublicensable license to use Creator content for AI Twin operation.

8.3 Conversation Data

Conversation Data is jointly owned by PersonaCore and the participating users. PersonaCore may use Conversation Data to improve AI models but will not sell or publicly share it without consent.

9. AI-SPECIFIC TERMS

9.1 AI Limitations

You acknowledge that:

  • AI Twins are machine learning models, not sentient beings
  • AI responses may contain inaccuracies or errors
  • AI Twins cannot provide professional advice (legal, medical, financial, etc.)
  • AI behavior may change as models are updated and improved

9.2 No Guarantees

PersonaCore does not guarantee that:

9.3 AI Safety

PersonaCore implements safety measures including content filtering, conversation monitoring, rate limiting, and regular AI model updates.

10. CONTENT GUIDELINES AND PROHIBITED CONDUCT

10.1 Prohibited Content

Users may not create, share, or request content that:

11. TERMINATION

11.1 Termination by You

You may delete your account at any time. Fans may cancel subscriptions at any time (access continues until end of billing period).

11.2 Termination by PersonaCore

We may suspend or terminate your account immediately without notice if you:

11.3 Effect of Termination

Upon termination:

12. DISCLAIMERS AND LIMITATIONS OF LIABILITY

12.1 Service "As Is"

PERSONACORE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

12.2 No Professional Advice

AI TWINS DO NOT PROVIDE PROFESSIONAL ADVICE. You should not rely on AI conversations for legal advice, medical diagnosis, financial planning, or mental health counseling.

ALWAYS CONSULT QUALIFIED PROFESSIONALS FOR IMPORTANT DECISIONS.

12.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PERSONACORE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT YOU PAID TO PERSONACORE IN THE 12 MONTHS PRECEDING THE CLAIM, OR £100, WHICHEVER IS GREATER.

12.4 Indemnification

You agree to indemnify, defend, and hold harmless PersonaCore from any claims, damages, losses, and expenses arising from:

13. DISPUTE RESOLUTION

13.1 Governing Law

These Terms are governed by the laws of England and Wales.

13.2 Jurisdiction

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13.3 Informal Resolution

Before filing any formal dispute, you agree to first contact us at legal@personacore.io to attempt informal resolution.

13.4 Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, YOU AGREE TO BRING CLAIMS ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION.

14. PRIVACY AND DATA PROTECTION

Your use of PersonaCore is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using PersonaCore, you consent to:

15. CHANGES TO THESE TERMS

PersonaCore reserves the right to modify these Terms at any time. Changes become effective 30 days after notice is provided. Your continued use after changes become effective constitutes acceptance.

16. CONTACT INFORMATION

For questions about these Terms, please contact us:

BY USING PERSONACORE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.

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